Addison Midday Rotary - Newsletter - Archive (Feb 21, 2010)

Bonnie is an energetic, enthusiastic promoter, internet entrepreneur and author. She is a certified success coach with over 30 years experience in professional speaking on prosperity principles and money management. Bonnie developed a unique perspective on personal finance by combining prosperity principles through the Law of Attraction, i.e., wealth accumulation with practical money management and wise use of credit which she presents in seminar and workshop format. For 10 years she taught classes on credit and debt with a nationally affiliated non-profit.

From her years in media advertising, corporate promotions and being a noted expert on debt reduction and credit she was interviewed locally and nationally on TV, radio, magazines and newsprint. Bonnie uses her copywriting and promotional skills to empower others. Her emphasis on helping women entrepreneurs and metaphysical churches by creating and designing websites and blogs optimizing and monetized for maximum online success.

Bonnie teaches self-help topics e.g. the Law of Attraction, Wealth Accumulation, Goal Realization, Treasure-Mapping, Energy Healing and a number of other self improvement modalities.

Jennifer Riley came and spoke to us about credit scores, credit reports, changes in the mortgage qualifications and all of the ramifications therein. Jennifer was a fabulous speaker that let us know that many things have changed now that the law Congress passed is going to start helping us on 2/22/10. While credit card companies cannot just randomly raise your rates, they can and will lower your available credit and probably raised your rate prior to the 22nd. Now that you have rights you need to know them.

To get a credit card you want to keep each credit card at about 50% of your available credit. You do not want to close credit cards in most cases because it reduces your amount of available credit. If you are looking to buy a house you want to keep your credit cards at 30%. Credit card companies think that if you have too much available credit they should not give you more. Mortgage companies think you have restraint and will be willing and able to pay their mortgage!

If you have any concerns or issues and want to talk to Jennifer, or better yet if you are looking to refinance or to get a mortgage on a home new to you, you can contact Jennifer at 214.675.1160 or e-mail her at JenniferERiley@aol.com

Special Event: March 9th, Food Drive

Our next special event will culminate on March 9th at Jewish Family Services Food Bank, located at 5402 Arapaho Road (across from Walmart). We will be collecting food at our meeting on the 9th. We would like for everyone to collect a minimum of 10 cans/food products. Please e-mail Tracey with a confirmation that you will do this. If you need a flyer, please contact Tracey. The JFS has a matching grant for March and for each can of food they receive they will get $1 donated to the Food Pantry.

The Food Pantry needs:

Staples:

Pasta, rice, dry potatoes, mayonnaise, jelly, jam, oil, tomato sauce, canned fruits, canned tuna, peanut butter, chili, soup, beans, salt-free and sugar-free products

Beverages:

Coffee, tea, fruit juices, fruit drinks,

Kosher products

Personal Care Items:

Shampoo, bar soaps, deodorant, toothbrushes, toothpaste, diapers, feminine hygiene products

Paper Goods:

Tissues, toilet paper, paper-towels

Household Goods:

Laundry detergents, soaps, all-purpose cleaners

What CANNOT be used:

"Exotic" foods, such as caviar, marinated artichokes, hearts of palm, open containers of any kind

ALL FOOD NEEDS TO BE IN DATE!

Look for more information in next week's newsletter and Tracey will be talking about it at the meeting on Tuesday. If you would like more information, please e-mail Tracey

March 9th Meeting: Come Discuss the Run and Other Club Details

Neil is looking for your input on how the run was, well, run! If you have any input, please attend the meeting. We will discuss the run and other pressing club matters. If you cannot attend and want to be heard please send Neil and e-mail.

Raffle: Every Week!

Show me the money! We will have a “BIG JACKPOT” raffle drawing every week. Here are the rules.

- The drawing will be held every week after the speaker concludes. Tickets can be bought up to that time. $1 for 1 ticket, $5 gets 6 tickets.

- A ticket will be drawn at the end of the meeting.

- But the weekly winner, will not automatically get the jackpot. To ensure we have a BIG JACKPOT, we then ask the winner to draw the “winning card” from a standard deck of 52 cards. If they pull the “winning card”, they get the BIG JACKPOT.

- How do we determine the “winning card”? After the jackpot is won, we will draw one card from a standard deck of 52 cards. That card becomes the “winning card.” It is reinserted into the deck.

- If a non-winning card is drawn by the weekly drawing winner, that card is discarded. This means the odds of drawing the “winning card” will improve every week as the BIG JACKPOT grows.

- The jackpot is rolled over every week until the “winning card” is drawn.

- The value of the BIG JACKPOT will be reported in the newsletter.

- Half of the winning pot goes to the Addison Midday Rotary Foundation.